Step 1: Get pre-approved
A pre-approval shows your buying power and lets you move quickly when you find the right home. We can introduce you to lenders we trust.
Buying your first home in the New River Valley.
Your first purchase should feel exciting, not overwhelming. Here's how the process works and how we help at each step.
Step 2: Understand down payment options
You may not need 20% down. Some loan programs offer low or no down payment for qualified buyers, and Virginia Housing offers programs that may help with down payment or closing costs. A lender can confirm what you qualify for.
Step 3: Search and make an offer
We help you focus on the right homes, explain what each offer term means, and negotiate on your behalf.
Step 4: Inspection to closing
Closing typically takes around 30–45 days once you're under contract. We keep you informed and organized all the way to the keys.
Ready when you are.